Even after a minor car accident, you can sue the customer who committed the offense. However, accidents often give rise to litigation only if at least one person suffers bodily injury and the insurance company rejects the third party’s claim or fails to accept a fair settlement.
However, if you have suffered minor injuries that heal in just a day or two, or if the accident caused only property damage, you can try to solve the problem directly with other drivers and insurance companies without the help of a lawyer.
But be aware, however, that traffic accidents cause confusion. This, along with the adrenaline your body produces at the event, can mask the signs of injury.
Remember, just because you didn’t bleed from an accident, break a bone, or lose consciousness doesn’t mean you’re not injured.
Future injuries in minor accidents
Many types of injuries from car accidents do not immediately present themselves, for example, rear-end collisions represent a common cause of whiplash. According to Mayo Clinic, the pain from this type of soft tissue damage may worsen over the course of several days.
If untreated, this injury can cause long-lasting complications.To err on the side of caution, consider seeking medical attention right after your accident before deciding whether to take legal action against a negligent driver in a car crash. Your Fielding law mesquite TX attorney can further advise you about your options.
You can sue the person who caused the car accident to damage your vehicle or other property, even if you were not injured. However, this measure would not include personal injury charges.
Instead, you will sue the party for damage to your vehicle and other assets that the insurance company will not pay for repairs or replacement.
The necessary proves
- The accident caused you to incur financial damages
- This breach of duty caused the accident
- The other driver breached this duty
- The other driver had a duty to obey traffic laws
A car accident lawyer can help you in your quest to recover a loss by completing a third party claim against a group car insurance policy.
Your attorney will: write down your losses by collecting receipts, repair estimates, rental car costs, etc. Next, notify another driver’s insurance company of the accident.
The insurance adjuster
The insurance company can respond with an agreement to cover the cost of repairing or replacing your motor vehicle. However, they may underestimate your application and offer you much less than you deserve.
In this case, your lawyer will start negotiations with the judge to try to reach a fair solution.
If these negotiations do not end well, your lawyer can advise you on your options for bringing an action against the negligent driver and may represent you in this endeavor if you decide to pursue it.
What is considered a low-impact car accident
In the case of a car accident of “low impact”, usually refers to a collision that occurs at low speed, in which there is no damage to property. But, as a term coined by the insurance industry, low impact parameters have been changing over the years.
At one point, the industry thought it would cost 50 dollars or less to repair “minor” property damage. Today, low-impact collisions need to be repaired for less than 5,000.
Some insurance companies explain the low impact without personal injury. According to their logic, an accident that causes minimal damage to property does not cause physical harm to a person.
One can question the validity of the logic with which automakers design cars, since they are supposed to be resistant to low-speed crashes with others traveling at low speeds. The same does not apply to humans.